The Revenue Recovery Specialists
Clear Harbor Group starts with your two most recent statements. We identify avoidable cost, advocate with your existing processor, and keep monitoring after the first adjustment so improvements have a chance to hold.
No processing to sell. No processor agenda. Just a clear-eyed advocate for dealerships, repair shops, collision centers, car washes, parts businesses, and operators in every industry.
Your margin, under review
OpenFirst move
Start your free statement analysis ↗01
Analyze the statements
Read the real cost behind the line items.
02
Adjust the account
Take the useful questions to the current processor.
03
Audit the savings
Check later statements for drift or new charges.
How we save you money
A processing statement is a record of what happened, but it is not always an explanation. We turn the detail into a practical review of what changed, what appears out of pattern, and what deserves a closer conversation with the processor.
A review cannot promise that every fee can be removed. It can give you a better read on the account and a sharper basis for deciding what to challenge.
Why Clear Harbor Group ↗01
Compare what shifted against the terms and patterns in recent statements.
02
Separate network and assessment costs from markups that may warrant a question.
03
Look for lines that do not match the way the account is supposed to work.
04
Check how locations, departments, terminals, and settings affect the bill.
05
Identify questions that may lead to savings, better terms, or a cleaner explanation.
Plain-language review
Know what changed before it changes your margin.
A better kind of partner
Clear Harbor Group is on the merchant’s side. We work from your current setup, explain the tradeoffs without jargon, and measure our value by the margin we help you protect.
Current relationship first
A review is designed to work with the provider you already use.
Useful answers
Know which items are contractual, negotiable, or worth a question.
Aligned with your bottom line
There is no processor agenda behind the review, and you do not need to switch providers just to understand your account. When our review produces eligible savings, our model can be structured around a share of the savings; the terms are explained before any work moves forward.
Initial review and any ongoing arrangement remain subject to the company’s actual terms. Results vary by statement, contract, and processor response.
Questions operators ask
No. The review works with your existing processor relationship.
The initial review is free, subject to the company’s actual terms.
We explain what we found, outline clear next steps, and, if you continue, provide ongoing monitoring.
The service map
Start with a free statement review, understand what deserves a closer look, and have an advocate work with your current processor. When eligible savings are identified, the model can be structured around a share of those savings.
When capital is the next constraint, a focused application can help open conversations with lenders about equipment, working capital, or the next stage of the business.
Capture calls, qualify inquiries, and support scheduling when your team is busy keeping the operation moving.
Auto, front and center
Auto businesses do not have one payment story. A dealership may move high-ticket showroom transactions across multiple departments; a repair or collision shop may see keyed and card-not-present exposure; a car wash may be balancing fast lanes and recurring visits; parts and accessories may sit across locations and teams.
Those are useful review areas—not guarantees. We look at how the account is configured, where the transaction mix changes, and whether the statement gives operators enough margin visibility to make a good decision.
Talk to an auto advocate
Dealerships
Review high-ticket sales, multiple locations, and departmental reporting.
Repair + collision
Look at service-lane throughput, keyed exposure, and how work is paid for.
Car washes
Keep recurring visits, busy lanes, and account configuration visible.
Parts + accessories
Compare locations, departments, and the cost of different transaction types.
Keep an eye on recurring patient payments, keyed transactions, and the cost of a busy front desk.
Bring fee clarity to high-trust services where margin and client experience both matter.
Review payment patterns across busy shifts, locations, and the transactions that keep tables turning.
See how rates, pass-through costs, and different registers or departments affect the sale.
Look closer at mobile, keyed, and card-not-present work across the route and the office.
Proof from the operator’s seat
These existing client stories come from operators who value clarity, practical savings, and an advocate who stays close to the details.
Read the operator notes ↗Client feedback · Paraphrase
Clear Harbor Group helped the Alabama Society of CPAs save thousands, continues to review fees and negotiate rates, and made the experience easy and beneficial. She recommends the service.
Jessica A. Roberts
CPA Programs Director and CFO, Alabama Society of CPAs
Client feedback · Paraphrase
Clear Harbor Group negotiated better rates and monitored them over time. The savings add up, and every interaction has been timely, professional, and pressure-free.
Felice Goldberg
Tire World
Client feedback · Paraphrase
Statement analysis helped save money, and Rick describes the arrangement as an “absolute can’t lose situation” because the savings pay for the service.
Rick Nakashima
Owner/CEO, Ruby Tuesday Hawaii, Gyu-Kaku Hawaii, and Rainbow Drive-In
Client feedback · Paraphrase
Warrene was amazed by the first-month gross savings. Now she simply sends monthly statements and says Clear Harbor Group truly advocates for merchants.
Warrene Ching
Controller, Waikiki Resort Hotel
Client feedback from Clear Harbor Group clients. Results vary by statement, contract, and processor response.
We’ll show you what deserves a closer look, what may simply be part of the arrangement, and what your next move could be.
Start the conversation ↗